Patricia S. Hayes

Patricia S. Hayes - CLU®, LUTCF

Financial Services Representative
Financial Planner

Patricia Hayes
14 Park Place
Brattleboro, VT 05301

Phone: (802)275-5222
Fax: (603)357-9380
E-mail: phayes@metlife.com

 

BUSINESS PHILOSOPHY
Financial planning is the gateway to meeting your goals, protecting your assets, and building a secure future. Together, we will design your personally tailored plan targeting wealth accumulation, tax savings, and asset protection strategies for you, your family, or your business.
 
PRODUCTS AND SERVICES
FOR INDIVIDUALS AND BUSINESSES
  • Life Insurance
  • Fixed and Variable Annuities
  • Disability Income Insurance
  • Mutual Funds
  • Long-Term Care Insurance
  • Estate Conservation Strategies
  • Education Funding
  • IRA Consolidation/Rollovers
  • Pension Payout Alternatives
  • Pension Transfers/Rollovers
  • 401(k) Plans and Rollovers
  • 403(b), Tax Sheltered Annuities and Rollovers
  • Charitable Giving Strategies
  • Fee-based Financial Planning
STRATEGIES FOR BUSINESSES
  • Business Succession Planning
  • Business Buy/Sell Agreement Funding
  • Executive Bonus and Benefits
  • Key Person Insurance
  • Disability Income Insurance
  • Corporate Benefits 
QUALIFICATIONS
  • Licensed to sell Life and Health Insurance in MA, NH, NY, VT
  • Registered to offer securities products in MA, NH, NY, VT
  • CLU - Certified Life Underwriter designation
  • LUTCF - Life Underwriters Training Council Fellow designation
  • 2009 MetLife Women’s Conference 
ORGANIZATIONS
  • Connecticut Valley Estate Planning
  • Council Brattleboro Senior Meals, Board Member
  • Grace Cottage Hospital Ethics Committee
  • Wardsboro Garden Club 
PERSONAL
Resident of West Wardsboro, VT since 1995