Joseph Arato

Joseph Arato

Investment Advisor Representative, Financial Services Representative

New England Agency - Cumberland Foreside
62 US Route One
Cumberland Foreside, ME 04110

Phone: (207)781-0954 ext. 22
Fax: (207)781-9861
E-mail: jarato@metlife.com

  • Registered Representative of MetLife Securities, Inc.
  • Investment Adviser Representative of MetLife Securities, Inc., a registered investment adviser.

 

BUSINESS PHILOSOPHY
My goal is to provide individuals and their families, as well as local business owners, with personalized assistance in protecting their loved ones and building financial independence. Together we will develop an individualized approach that meets your needs today while preparing for tomorrow’s dreams. By taking advantage of current tax minimization* and wealth preservation strategies; college funding strategies, retirement, and estate conservation strategies may be easier than you think. My personal goal is to become a lifetime resource for each and every client.
 
INDIVIDUALS
• Fixed and Variable Annuities
• Mutual Funds
• Traditional and Roth IRAs
• IRA Consolidation/Rollovers
• SEP & SIMPLE IRAs
• Education Funding Strategies (including 529 plans)
• Estate Conservation Strategies 
• Term, Universal, Variable, and Whole Life Insurance
• Mortgage Protection (funded by life insurance and/or disability income insurances) 
• 401(k) Plans and Rollovers
• Tax Sheltered Annuities, 403(b) Plans
• Keogh Plans/HR-10 Plans
• Lump Sum Pension Distribution
• Pension Payout Alternatives
• Pension Transfers/Rollovers
• Disability Income Insurance
• Long-Term Care Insurance
 
EMPLOYEE GROUPS
• Business Succession Strategies
• Buy /Sell Agreement Funding
• Group Disability Income Insurance
• Group Life Insurance
• Group Dental Insurance
• Group Long-Term Care Insurance
• Group Retirement and Savings Analysis

 

* Neither MetLife nor any of its affiliates, employees or representatives provide specific tax or legal advice. I will work with you and your  tax and legal advisers to help you select the most appropriate product solutions to suit your specific needs and circumstances.